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CPA SERVICES FOR INDEPENDENT INSURANCE AGENCY OWNERS - Vesely CPA

Stop Overpaying Taxes. Accounting and Tax Strategy for Independent Insurance Agencies

Get accurate monthly financials, proactive tax planning, and practical guidance from a CPA with the CPCU designation who understands how insurance agencies operate.

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4 COSTLY TAX MISTAKES

Get the Strategic CPA Partnership Your Agency Deserves

INSURANCE INDUSTRY EXPERTISE

Vesely CPA understands how carrier commissions and appointments, producer compensation, direct-bill and agency-bill activity, payroll, operating expenses, and owner taxes affect an agency’s financial picture. We become your year-round advocate, providing guidance to build a more valuable book of business.

Are You Losing
Thousands to Traditional
Tax & Accounting?

Agency owners feel alone with financial decisions, missing tax-saving opportunities. When they settle for bookkeeping and compliance-only tax services, they don't just lose money to the IRS. They lose growth opportunities and the confidence that comes from having a true financial partner who understands their industry and their vision.

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How Settling for Traditional Tax & Accounting Sabotages Your Success

Reactive accounting doesn't just miss opportunities. In an agency it shows up in six specific places, at tax time and at exit time.

Overpaying Taxes

Owner compensation set by habit, an entity structure nobody has revisited, retirement plans not optimized.

No Tax Strategy

Bookkeeping and filing tax returns isn’t strategy—and that can cost you thousands annually.

Limited Support

Partnership is replaced by occasional contact, leaving you to handle year-round business challenges alone.

Too Many Cooks

When your accountant and tax preparer don't talk, no one sees the full picture and opportunities fall through the cracks.

Invisible Profit

Independent agencies often sell for 6 to 9 times EBITDA. Every dollar of profit your books fail to document can mean six to nine dollars off your price when you sell.

Flying Blind

Making financial decisions based on guesswork is a sign that your agency's financial systems aren't working for you.

Strategic Benefits

Transform Your Agency with a CPA Who Knows the Business

Six advantages that turn your back office from overhead into an edge: lower taxes, cleaner books, and an agency worth more when it counts.

Tax Optimization

Our proactive planning is designed to legally lower your taxes and pay for itself.

Future-Focused

We develop your tailored strategy for tax savings and sustained growth of your business.

Genuine Care

We offer consistent support, becoming a true partner in your business's success.

One Team

With bookkeeping, tax, advisory, and payroll under one roof, you get a cohesive strategy from one team.

Implementation Focus

We don't just create plans; we focus on every step of implementation and compliance.

Clear Vision

Through our analysis, your numbers become actionable insights that empower confident decision-making.

our process

Getting Started is Easy

Our process isn't guesswork—it's designed to make your taxes painless in 3 simple steps.

Free Discovery Call

A short, friendly call to discuss your agency, concerns, goals, and if we are the right fit.

No pressure. No commitment.

Free Discovery Call

Meet with
Our Experts

A comprehensive analysis of your agency's tax and financial picture turned into a custom roadmap and a plan of action.

Experience Control

Our integrated accounting and tax services give you confidence while driving long-term growth.

Questions Insurance Agency Owners Often Ask

Learn how we work with independent agencies, existing bookkeepers, accounting platforms, billing arrangements, and year-round tax planning.

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Who do you work with?

We work best with established independent insurance agencies and brokerages that want reliable financial reporting, proactive tax guidance, and year-round support.

Our ideal client is running an agency business and wants more than basic bookkeeping or once-a-year tax-return preparation.

Do you work with captive insurance agents?

Our primary focus is independent insurance agencies and brokerages.

We may also work with captive or exclusive agency owners who operate an established business, employ staff, maintain business accounting records, and need ongoing accounting and tax support.

Do you work with both direct-bill and agency-bill agencies?

Yes. Some agencies receive most of their revenue through direct-bill carrier commissions, while others also handle agency-billed premiums, receivables, and carrier payables.

During the initial review, we identify how funds move through your agency and determine the appropriate accounting scope and level of support.

Do you replace our current bookkeeper?

Not necessarily.

We can provide monthly bookkeeping or work with an internal or outside bookkeeper while providing accounting oversight, financial reporting, tax planning, and advisory support.

The right arrangement depends on your current staff, systems, transaction volume, and the quality of the existing records.

Can you help with commission accounting?

We can review how carrier statements, deposits, commission income, fees, bonuses, and producer compensation reach the accounting records and help improve the related accounting process.

The appropriate scope depends on your agency management system, billing model, transaction volume, and reporting needs.

Can you work with our agency management system?

We can work with reports and information produced by your existing agency management system and accounting platform.

During onboarding, we evaluate how information flows between the systems and identify gaps, duplicate work, or areas where the accounting process can be improved.

Can you help with an acquisition or agency transition?

We can assist with financial review, cash-flow modeling, accounting integration, entity considerations, and tax planning related to an acquisition or transition.

Most transactions require a valuation specialist, attorney, lender, or other professional.

Do you work with agencies outside Minnesota?

Yes. We are based in Maple Grove, Minnesota and provide remote accounting, tax, and advisory services to business owners in other states.

How does onboarding work?

We begin by understanding your agency’s billing, commission, payroll, accounting, and tax processes.

We then connect the necessary accounts, review the chart of accounts, address cleanup or catch-up work, establish responsibilities, and create a consistent monthly close and communication schedule.

Are you accepting new clients?

Yes, we are accepting new clients at this time.

Minnesota-Based CPA Serving Independent Insurance Agencies Nationwide

We work remotely with independent insurance agency owners seeking accurate financial reporting, proactive tax planning, and responsive year-round guidance.

Independent P&C agencies

Personal lines agencies

Family and second-generation agencies

Commercial lines agencies

Agencies planning perpetuation

Agency network members

Newly independent producers

Captive agency owners

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Customer Testimonials

Hear it directly from our clients!

“I highly recommend Ondrej for his expertise, dedication, and consistent support.”
Kris W
“Easy to work with, responsive - no surprises.”
Chris L
“What really makes Ondrej stand out is his genuine care and responsiveness. He’s always there when you need answers, always honest and transparent, and always on your side.”
Steve K
“You can count on Ondrej to follow through, communicate clearly, and always act with integrity.”
Eric M
“I really appreciated the time and care Ondrej took to understand our business situation. Highly recommend!”
Lee V
“Ondrej has a unique ability to simplify complex financial matters and is truly passionate about helping clients succeed.”
Peter M

Let's Talk About Your Agency

No pitch, no pressure. Just a straightforward conversation about your numbers and whether we can help. If we are not the right fit, I'll say so.

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